King & King Law LLC, Atlanta Georgia Bankruptcy Attorney
Thinking about bankruptcy? The bankruptcy lawyers at King and King LLC in Atlanta, Georgia can help. Call 404-524-6400 for a free bankruptcy consultation.
Consideringfiling for bankruptcyin 2024? Most people are unsure of the process and unsure of the outcome. The surprising fact is that most people are able to quickly rebound to get their credit and life back on track.
First we need to decide whether you file Chapter 7 or Chapter 13 bankruptcy. We treat every case as a unique case because each case is unique. We can help you get the facts about what your situation is when you speak with one of the lawyers at King & King. Your initial consultation is always provided free of charge.
What can bankruptcy can do for you?
You can improve your credit after filing bankruptcy.
After your debts are discharged through bankruptcy, you can start saving money and planning for the future.
To fully understand Georgia bankruptcy laws, and how they can impact your debt and improve your life, speak to the attorneys at King & King today by calling 404-524-6400 or visit us online at www.kingandkingattorneys.com
Bankruptcy is here to help remove the burden of debt and to give you afresh start. In your initial consultation with the lawyers at King & King in Atlanta, we will discuss your financial problems and develop a solution just for you.
Many of the clients we speak with have been struggling for months or years to make minimum monthly credit card payments. The average credit card interest rate is over 20%. Paying the minimum payment, it can take you 10 years or more to pay off your debt. Filing bankruptcy in Georgia can wipe the slate clean so you can move forward.
Chapter 7 bankruptcy can wipe out all of your credit card debt and unsecured loans, including medical bills. A Chapter 13 bankruptcy will allow you to make payments based upon your monthly budget, and usually you only pay back just a small fraction of your debt. As soon as your bankruptcy is filed the threats of lawsuits and garnishment will stop immediately.
Filing for bankruptcy allows you to take control of your finances. Call 404-524-6400 and speak with an attorney at King & King for a free bankruptcy evaluation. We can help, call today.
When your case is filled correctly bankruptcy laws will usually allow you tokeep your homeandyour car. The experienced bankruptcy attorneys at King and King can help.
For more than 30 years, King and King have provided quick debt relief for people just like you.
Our attorneys will clear up all of the myths surrounding bankruptcy. We separate the facts from the fiction and show you how to use Chapter 7 and Chapter 13 bankruptcy to stay in your home, keep your car or truck, protect yourself from wage garnishment and escape creditor harassment.
The state of Georgia allows its residence to protect a certain amount of property from loss to creditors in bankruptcy. The property you are permitted to keep is called “exempt property”. For example, each individual is allowed to keep household goods, some home equity, motor vehicles, wedding sets, guns and tools that you use for your job. Financial assets that are exempt include retirement benefits, pensions, and insurance policies.
King and King will help you determine what are allowed to keep, and make sure you keep what’s important to you and your family. Call us today at 404-524-6400 for a free consultation or visit us online at www.kingandkingattorneys.com for more information.
At King & King, we understand that deciding whether or not to file for bankruptcy in Georgia is a very important decision to make. That’s why we recommend scheduling a consultation with a bankruptcy attorney who can analyze your specific facts and go over your options. If you are ready for a free consultation, call us at 404-524-6400 for help today. Here a few of the things to review when deciding to file for bankruptcy.
What Are Your Debt Problems?
• Credit card debit
•Medical Debt
• Car or home repossession
•Foreclosure
What Happens If You Don’t Pay Your Debt?
•Your creditors can put liens against your assets
•Seize your bank accounts
•Garnish your wages
•Foreclosure
•Repossession
What Happens If You File For Bankruptcy?
•Stop all collections against you and your creditors will stop contacting you
•Relieve the legal obligation to pay back your debts
Call the experienced bankruptcy staff at King & King to determine whether declaring a bankruptcy case would be in your best interest. King & King will evaluate your situation and determine if Chapter 13 or Chapter 7 bankruptcy is right for you. Call our office today at 404-524-6400 to schedule a free, confidential consultation to discuss your options, or feel free to visit us at www.kingandkingattorneys.com.
If you need long-term relief from having to pay debts you
can’t handle King & King can help. Bankruptcy provides both immediate and
long-term relief. Filing bankruptcy in Georgia can give you immediate and
long-term relief from your creditors.
Bankruptcy can often also give you some other rather amazing
benefits, beyond the basic relief you expect. Here are just a few benefits of
bankruptcy:
1. Recently Garnished By a Creditor? You may get money
back.
Through “preference” law, you could get back money that was
recently garnished
by a creditor.
2. Undo Liens on Your Home
Through judgment lien “avoidance” you can often
permanently remove
a judgment lien, a tremendous practical benefit.
3. Reinstate Your Driver’s License from Failing to Pay
Tickets
Reinstate your license if it’s been suspended for unpaid
traffic infractions.
4. Get Back Your Just-Repossessed Vehicle
Filing bankruptcy not only prevents vehicle
repossession. You may be able to get your vehicle back after it has been
repossessed. But, you must act quickly.
5. “Cram down” and Change the Payment Terms of Your
Vehicle Loan
If your vehicle loan is more than two and a half years old,
you may be able to reduce both your interest rate and the amount you have to
pay back on the loan. You can reduce the total amount to the value
of the car, not the outstanding balance on the loan (often much
higher). This is called “cram down.”
6. Get Out of Your Vehicle Lease through Bankruptcy
Leasing is often an efficient way to have a vehicle
short-term, but is actually usually the most expensive long-term. Bankruptcy
can be the best way to get out of this expensive obligation.
If you are thinking about filing bankruptcy, the first thing
you need to know is that you’re not alone. The compassionate and experienced
bankruptcy lawyers at King & King will help you through the bad times and
plan for much better times. Call us at 404-524-6400 for a free consultation
today or visit our website at kingandkingattorneys.com for
more information.
Chapter 7 bankruptcy allows you to have most if not all of
your debts discharged. Bankruptcy laws can be complicated, you can schedule a
free consult with King & King where we can help determine whether Chapter 7 is right in your situation, and help navigate the bankruptcy process for you.
If not Chapter 13 bankruptcy may be an option.
How Can Chapter 7 Bankruptcy Help?
As soon as you file your bankruptcy, an automatic stay goes
into effect that stops all collection efforts of your creditors, including
lawsuits, wage garnishments, foreclosure, or eviction proceedings, and
more.At the end of your Chapter 7 case,
the bankruptcy court will discharge your debts, including:
After a discharge, you will have no further legal obligation
to make any payments on those debts again, you will have a fresh start.
Find Out How Our Chapter 7 Bankruptcy Lawyers Can Help
King & King understands how difficult and stressful life
can be when you feel as if you are drowning in debt. If you don´t think you can
bring your debts under control, and need the help of a team of caring
professionals, please call us at 404-524-6400 for your free consultation.
Yes you can! You need to decide if you should file Chapter 7
or Chapter 13 bankruptcy. We can help and we treat every case as a unique case
because each case is unique. We can help you get the facts about what your
situation is when you speak with one of the lawyers at King & King. Your
initial consultation is provided free of charge.
Most people can
improve their credit after filing bankruptcy.
Bankruptcy can save
your house from foreclosure and your car from repossession.
After your debts are
discharged through bankruptcy, you can find it much easier to start saving money and planning for the future.
To fully understand Georgia bankruptcy laws, and how they
can impact your debt and improve your life, speak to the attorneys at King
& King today by calling 404-524-6400 or visit us online at
www.kingandkingattorneys.com